3340 Peachtree Rd Suite 1010 Atlanta, GA, 30326   

 mbraswell@braswellcapitalsolutions.com 

770-854-2194

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© Copyright 2017 - All Rights Rservered - Braswell Capital Solutions

Braswell Capital Solutions also offers loan products designed exclusively for landlords. With rates as low as 6% and LTVs up to 75%, these loans are perfect for long term rentals.  Check out our various loan products and associated rates/guidelines below.

*Rates are calculated based on your credit score, the Loan-to-Value (LTV), and Debt Service Coverage Ratio (DSCR). DSCR is calculated as (Gross Monthly Rent / Monthly PITIA) (Principal+interest+taxes+insurance+association dues)

 

Rental Loans

Braswell Capital Solutions also offers loan products designed exclusively for landlords. With rates as low as 5% and LTVs up to 80%, these loans are perfect for long term rentals.  Check out our various loan products and associated rates/guidelines below.

*Rates are calculated based on your credit score, the Loan-to-Value (LTV), and Debt Service Coverage Ratio (DSCR). DSCR is calculated as (Gross Monthly Rent / Monthly PITIA) (Principal+interest+taxes+insurance+association dues)

 

Long Term Rental

Highlights

  • Cash out refinance after 30 days based on new property value, no need to wait 1 year
     

  • No cap on number of financed properties
     

  • Loans are in name of business
     

  • Loans are not reported to credit agencies
     

  • No paystubs, W-2s, or tax returns needed
     

  • Up to 80% LTV
     

  • Minimum property value $75K
     

  • Origination fee 3 points
     

  • 3 - 5 year prepay penalty, stepping down 1% every year

 

5/1 ARM

7/1 ARM

Rental Programs

10/1 ARM

30 Year Fixed

Required docs:

  • Completed loan application
     

  • 2 forms of ID for all members of biz entity
     

  • Recent 2 months bank statements
     

  • Insurance policy contact info
     

  • Copy of voided check
     

  • Articles, Operating Agreement and Tax ID letter

  • Lease agreement if rented out