Braswell Capital Solutions also offers loan products designed exclusively for landlords. With rates as low as 6.50% and LTVs up to 75%, these loans are perfect for long term rentals. Check out our various loan products and associated rates/guidelines below.
*Rates are calculated based on your credit score, the Loan-to-Value (LTV), and Debt Service Coverage Ratio (DSCR). DSCR is calculated as (Gross Monthly Rent / Monthly PITIA) (Principal+interest+taxes+insurance+association dues).
- Cash out refinance after 30 days based on new property value, no need to wait 1 year
- No cap on number of financed properties
- Loans are in name of business
- Loans are not reported to credit agencies
- No paystubs, W-2s, or tax returns needed
- Up to 75% LTV
- Minimum property value $60K
- Origination fee 3 points
- 5 year prepay penalty, stepping down 1% every year
7/1 ARM Pricing
30 Year Fixed Pricing
Refi on 3 to 7 properties with one closing and monthly payment.
With just one closing and one monthly payment, it's perfect for investors looking to simplify their portfolio. Available as a 7 Year ARM (rates shown below) or 30 Year Fixed (add 50 bps).
- Completed loan application
- 2 forms of ID
- Recent 2 months bank statements
- Insurance policy contact info
- Copy of voided check
- Business entity docs and IRS EIN letter